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6 steps to evaluate alternative funding solutions

Apr 29, 2025

Traditional health insurance models don’t satisfy everyone. Don’t overlook alternative funding out of fear of the unknown. Knowledge is power! Come along with us as we explore how to find the perfect funding model in six simple steps.
1. Assess suitability: Through open conversations, pinpoint priorities and determine financial risk tolerance. Understanding needs allows you to find tailored, effective solutions.

2. Dive deep into research: Explore a variety of funding options, comparing and contrasting traditional plans with alternative plans. Knowing the ins and outs of each option empowers you to make informed decisions. A narrow scope of research can hurt you!

3. Strive for flexibility: A health plan that provides flexibility in carrier choices, as well as layering options, can further enhance benefits value and cost savings. Look for administrators that are willing to work with you and get creative.

4. Capture all expenses: Transparency is key. Ensure that all costs are communicated clearly, and you know exactly what you’re getting.

5. Understand the transition: Dedicated training and support teams are key to ensuring that the transition process is smooth for everyone involved. Make sure the plan administrator places a focus on the member experience.

6. Focus on long-term solutions: Ask for the plan administrator’s client retention rate. A high client retention rate can give you a good picture of the plan’s value over time. Look for solutions that deliver year-over-year savings.

At Nonstop, we understand the challenges of navigating the complex realm of health insurance. That’s why we started our company over a decade ago to disrupt the status quo.

Our unique Section 105 Medical Expense Reimbursement Plan (MERP), paired with a high-deductible health plan (HDHP), is designed to dramatically reduce—or even eliminate—out-of-pocket costs for employees and their families. Best of all, our approach saves employers an average of 8–10% on premiums without requiring changes to carriers or providers.

Learn more about our solution by scheduling a call. 



The information and materials herein are provided for general information purposes only and are not intended to constitute legal or other advice or opinions on any specific matters and are not intended to replace the advice of a qualified attorney, plan provider or other professional advisor. This information has been taken from sources believed to be reliable, but there is no guarantee as to its accuracy. This communication does not constitute a legal opinion and should not be relied upon for any purpose other than its intended educational purpose.

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