--- title: Cost-Containment Strategies for Employers - Memphis Daily News description: Learn more about how employers can offer excellent healthcare benefits while saving money with partial self-insurance. --- [![Nonstop](https://blog.nonstophealth.com/hs-fs/hubfs/2022-nonstop/images/Nonstop_Logo-22-Horizontal%20(2).png?width=1501&name=Nonstop_Logo-22-Horizontal%20(2).png "Nonstop")](https://www.nonstophealth.com/) ** - [ Outcomes ](https://blog.nonstophealth.com/cost-containment-strategies-for-employers-memphis-daily-news#) - [![icon-1](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-1.svg) Benefits Nonstop Health can improve benefits and lower costs for employees and employers. ](https://www.nonstophealth.com/benefits) - [![icon-2](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-2.svg) Services & Technology Get the most out of your plan with easy administration and usage tracking. ](https://www.nonstophealth.com/services) - [ Resources ](https://blog.nonstophealth.com/cost-containment-strategies-for-employers-memphis-daily-news#) - [![icon-1](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-1.svg) Support Our support team is ready to help, whether you’re an employer, member, or broker. ](https://www.nonstophealth.com/support) - [![icon-3](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-3.svg) Case Studies Seeing our solution in action. ](https://offers.nonstophealth.com/case-studies) - [![icon-4](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-4.svg) Blog Insights and updates to help navigate the health insurance landscape. ](https://blog.nonstophealth.com) - [![icon-5](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-5.svg) Podcasts A collection of conversations built to inspire. ](https://www.nonstophealth.com/podcast) - [![icon-6](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-6.svg) Webinar & Guides Insights and resources to help your organization thrive. ](https://offers.nonstophealth.com/resources) - [ About Us ](https://blog.nonstophealth.com/cost-containment-strategies-for-employers-memphis-daily-news#) - [![icon-7](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-7.svg) Our Team Learn about who we are and what drives us. ](https://www.nonstophealth.com/about-us) - [![icon-8](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-8.svg) Careers Discover rewarding employment opportunities with Nonstop. ](https://www.nonstophealth.com/careers) - [ Account login ](https://www.nonstophealth.com/alert) - [ For employees ](https://members.prod.nonstophealth.com/) - [ For employers ](https://clients.nonstophealth.com/) - [ For brokers ](https://channel.nonstophealth.com/) - [ Contact Us ](https://www.nonstophealth.com/contact-us) # Cost-Containment Strategies for Employers - Memphis Daily News Tim Finnell, writing for the Memphis Daily News, takes a quick look at what employers can do to contain rising healthcare costs. Read the full original article from [Memphis Daily News](https://www.memphisdailynews.com/news/2017/feb/3/cost-containment-strategies-for-employers/). "There is much debate about what our country should do to control cost and provide affordable insurance coverage to citizens. However, from a business owner’s standpoint, the question becomes: How can employers control their health care spend?" Finnell suggests a few options: - **Understand the tools available to accomplish your objectives:** How can your organization save money while recruiting and retaining top talent? - **Consider a form of partial self-funding for smaller, predictable claims.** "This can be accomplished via a health reimbursement account (HRA), a co-op plan with other like-minded employers, or level premium or minimum premium plans. These options all save money for the employer (versus the insurance company) when claims run better than expected and provide protection when claims are not favorable.” - **Make it easier and less expensive for employees to obtain care: **Current options include telemedicine and mobile clinics. - **Education: **"It is imperative that employers and their health care partners become the main source of education for team members so that employees are armed with the information and resources needed to make informed health care decisions." - **Encourage wellness:** Strategies include wellness programs, smoking cessation tools, and gym memberships. The return on investment for each of these strategies is different, but for partial self-insurance in particular the return can be quite large. Learn more about how organizations can provide excellent healthcare benefits while still saving a baseline of 12.5% on healthcare spend in our Quick Guide to Partial Self-Insurance: [![Download the Guide Now! ](https://no-cache.hubspot.com/cta/default/569324/fe293b1b-64bd-4429-9ef1-d27bd8f7f53c.png)](https://cta-redirect.hubspot.com/cta/redirect/569324/fe293b1b-64bd-4429-9ef1-d27bd8f7f53c) The information and materials herein are provided for general information purposes only and are not intended to constitute legal or other advice or opinions on any specific matters and are not intended to replace the advice of a qualified attorney, plan provider or other professional advisor. This information has been taken from sources believed to be reliable, but there is no guarantee as to its accuracy. 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