--- title: "Editorial: Making \"More Skin in the Game\"  for Patients Work - Modern Healthcare" description: Partial self-insurance can save employers money and reduce or eliminate out-of-pocket expenses for employees. image: http://www.modernhealthcare.com/apps/pbcsi.dll/storyimage/CH/20161210/MAGAZINE/312109985/AR/0/AR-312109985.jpg%26q=40%26maxw=600%26maxh=600 --- [![Nonstop](https://blog.nonstophealth.com/hs-fs/hubfs/2022-nonstop/images/Nonstop_Logo-22-Horizontal%20(2).png?width=1501&name=Nonstop_Logo-22-Horizontal%20(2).png "Nonstop")](https://www.nonstophealth.com/) ** - [ Outcomes ](https://blog.nonstophealth.com/editorial-making-more-skin-in-the-game-for-patients-work-modern-healthcare#) - [![icon-1](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-1.svg) Benefits Nonstop Health can improve benefits and lower costs for employees and employers. ](https://www.nonstophealth.com/benefits) - [![icon-2](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-2.svg) Services & Technology Get the most out of your plan with easy administration and usage tracking. ](https://www.nonstophealth.com/services) - [ Resources ](https://blog.nonstophealth.com/editorial-making-more-skin-in-the-game-for-patients-work-modern-healthcare#) - [![icon-1](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-1.svg) Support Our support team is ready to help, whether you’re an employer, member, or broker. ](https://www.nonstophealth.com/support) - [![icon-3](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-3.svg) Case Studies Seeing our solution in action. ](https://offers.nonstophealth.com/case-studies) - [![icon-4](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-4.svg) Blog Insights and updates to help navigate the health insurance landscape. ](https://blog.nonstophealth.com) - [![icon-5](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-5.svg) Podcasts A collection of conversations built to inspire. ](https://www.nonstophealth.com/podcast) - [![icon-6](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-6.svg) Webinar & Guides Insights and resources to help your organization thrive. ](https://offers.nonstophealth.com/resources) - [ About Us ](https://blog.nonstophealth.com/editorial-making-more-skin-in-the-game-for-patients-work-modern-healthcare#) - [![icon-7](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-7.svg) Our Team Learn about who we are and what drives us. ](https://www.nonstophealth.com/about-us) - [![icon-8](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-8.svg) Careers Discover rewarding employment opportunities with Nonstop. ](https://www.nonstophealth.com/careers) - [ Account login ](https://www.nonstophealth.com/alert) - [ For employees ](https://members.prod.nonstophealth.com/) - [ For employers ](https://clients.nonstophealth.com/) - [ For brokers ](https://channel.nonstophealth.com/) - [ Contact Us ](https://www.nonstophealth.com/contact-us) # Editorial: Making "More Skin in the Game"  for Patients Work - Modern Healthcare ![Modern Healthcare Editor Merrill Goozner](http://www.modernhealthcare.com/apps/pbcsi.dll/storyimage/CH/20161210/MAGAZINE/312109985/AR/0/AR-312109985.jpg%26q=40%26maxw=600%26maxh=600) ![Modern Healthcare Editor Merrill Goozner](http://www.modernhealthcare.com/apps/pbcsi.dll/storyimage/CH/20161210/MAGAZINE/312109985/AR/0/AR-312109985.jpg%26q=40%26maxw=600%26maxh=600)This editorial piece by Merrill Goozner, editor of Modern Healthcare, looks at the challenges of rising healthcare costs, and how those rising costs impact employees' spending in other ways. Read the full original article from [Modern Healthcare](http://www.modernhealthcare.com/article/20161210/MAGAZINE/312109985/editorial-making-more-skin-in-the-game-for-patients-work?utm_campaign=KHN:%20Daily%20Health%20Policy%20Report&utm_source=hs_email&utm_medium=email&utm_content=39086434&_hsenc=p2AN). Goozner notes the famed Rand study on how when people have more financial responsibility for their healthcare, they cut back on necessary services. Employers can help employees afford healthcare *and* other necessary expenses by reducing or completely eliminating out-of-pocket expenses with Nonstop Wellness, an innovative healthcare program that can save employers a baseline of 12.5% on healthcare spend. Learn more now in the **Nonprofit Executive's Guide to Partial Self-Insurance:** [![Get Our Whitepaper!](https://no-cache.hubspot.com/cta/default/569324/3bd42054-86d7-47f4-811e-468ee21221a1.png)](https://cta-redirect.hubspot.com/cta/redirect/569324/3bd42054-86d7-47f4-811e-468ee21221a1) The information and materials herein are provided for general information purposes only and are not intended to constitute legal or other advice or opinions on any specific matters and are not intended to replace the advice of a qualified attorney, plan provider or other professional advisor. This information has been taken from sources believed to be reliable, but there is no guarantee as to its accuracy. 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