--- title: How to navigate partially self-funded health insurance plans - The Business Journals description: Small- to mid-size businesses can save money through partially self-funded health insurance. image: https://www.rd.com/wp-content/uploads/sites/2/2016/04/32-50-secrets-surgeon-unnecessary.jpg --- [![Nonstop](https://blog.nonstophealth.com/hs-fs/hubfs/2022-nonstop/images/Nonstop_Logo-22-Horizontal%20(2).png?width=1501&name=Nonstop_Logo-22-Horizontal%20(2).png "Nonstop")](https://www.nonstophealth.com/) ** - [ Outcomes ](https://blog.nonstophealth.com/how-to-navigate-partially-self-funded-health-insurance-plans-the-business-journals#) - [![icon-1](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-1.svg) Benefits Nonstop Health can improve benefits and lower costs for employees and employers. ](https://www.nonstophealth.com/benefits) - [![icon-2](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-2.svg) Services & Technology Get the most out of your plan with easy administration and usage tracking. ](https://www.nonstophealth.com/services) - [ Resources ](https://blog.nonstophealth.com/how-to-navigate-partially-self-funded-health-insurance-plans-the-business-journals#) - [![icon-1](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-1.svg) Support Our support team is ready to help, whether you’re an employer, member, or broker. ](https://www.nonstophealth.com/support) - [![icon-3](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-3.svg) Case Studies Seeing our solution in action. ](https://offers.nonstophealth.com/case-studies) - [![icon-4](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-4.svg) Blog Insights and updates to help navigate the health insurance landscape. ](https://blog.nonstophealth.com) - [![icon-5](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-5.svg) Podcasts A collection of conversations built to inspire. ](https://www.nonstophealth.com/podcast) - [![icon-6](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-6.svg) Webinar & Guides Insights and resources to help your organization thrive. ](https://offers.nonstophealth.com/resources) - [ About Us ](https://blog.nonstophealth.com/how-to-navigate-partially-self-funded-health-insurance-plans-the-business-journals#) - [![icon-7](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-7.svg) Our Team Learn about who we are and what drives us. ](https://www.nonstophealth.com/about-us) - [![icon-8](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-8.svg) Careers Discover rewarding employment opportunities with Nonstop. ](https://www.nonstophealth.com/careers) - [ Account login ](https://www.nonstophealth.com/alert) - [ For employees ](https://members.prod.nonstophealth.com/) - [ For employers ](https://clients.nonstophealth.com/) - [ For brokers ](https://channel.nonstophealth.com/) - [ Contact Us ](https://www.nonstophealth.com/contact-us) # How to navigate partially self-funded health insurance plans - The Business Journals ![Image result for doctors talking just hands](https://www.rd.com/wp-content/uploads/sites/2/2016/04/32-50-secrets-surgeon-unnecessary.jpg) ![Image result for doctors talking just hands](https://www.rd.com/wp-content/uploads/sites/2/2016/04/32-50-secrets-surgeon-unnecessary.jpg)*Image: Reader's Digest* Anthony Lopez writes for The Business Journals about the business owner's daunting task of navigating health insurance options, and how different options will affect their business. Read the full original article from [The Business Journals](https://www.bizjournals.com/bizjournals/how-to/growth-strategies/2017/07/how-to-navigatepartially-self-funded-health.html). Lopez states that "In some states, partially self-funded health insurance plans may be an option for business owners and may even lower health insurance costs." He also lists the important differences between standard health insurance plans and partially-funded plans for small businesses: - **They can be medically underwritten** - **They’re often less expensive** - **They include a reserve account for medical bills** - **You keep unused funds from your reserve account** Learn more about partial self-insurance, and if it's the right choice for your small- to mid-size organization, in the **Nonstop Quick Guide to Partial Self-Insurance**: [![Download Now](https://no-cache.hubspot.com/cta/default/569324/4078a3c6-25c2-49ab-b106-ab4f22da614a.png)](https://cta-redirect.hubspot.com/cta/redirect/569324/4078a3c6-25c2-49ab-b106-ab4f22da614a) The information and materials herein are provided for general information purposes only and are not intended to constitute legal or other advice or opinions on any specific matters and are not intended to replace the advice of a qualified attorney, plan provider or other professional advisor. 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