How to navigate partially self-funded health insurance plans - The Business Journals

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Anthony Lopez writes for The Business Journals about the business owner's daunting task of navigating health insurance options, and how different options will affect their business.

Read the full original article from The Business Journals.

Lopez states that "In some states, partially self-funded health insurance plans may be an option for business owners and may even lower health insurance costs." He also lists the important differences between standard health insurance plans and partially-funded plans for small businesses:

• They can be medically underwritten
• They’re often less expensive
• They include a reserve account for medical bills
• You keep unused funds from your reserve account

Learn more about partial self-insurance, and if it's the right choice for your small- to mid-size organization, in the Nonstop Quick Guide to Partial Self-Insurance: