Michelle Andrews provides an overview for Kaiser Health News of the Affordable Care Act regulations that impact employer plans, and how these might change under a repeal or replacement of the act.
Read the full original article from Kaiser Health News.
Some things about large-group plans that may change or go away completely include:
- No copays for preventive services
- No annual or lifetime limits on coverage
- Annual cap on out-of-pocket payments for covered services
- Adults kids' coverage expanded
- Guaranteed external appeal rights
- No waiting periods to join a plan
- No waiting periods for coverage of pre-existing conditions
- Standardized plan descriptions
- Basic coverage standards for large-group plans
For now, the provisions and penalties of the Affordable Care Act remain in place. To ensure your organization remains in compliance with the current law, download our comprehensive handbook - The Nonstop Guide to ACA Penalities for 2016:
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