--- title: Self-insurance rises among small and medium-size employers -  Benefits Pro description: More companies are switching to self-insurance and partial self-insurance to save money on healthcare benefits. image: http://media.benefitspro.com/benefitspro/article/2016/09/26/medical-money-getty-crop-600x338.jpg --- [![Nonstop](https://blog.nonstophealth.com/hs-fs/hubfs/2022-nonstop/images/Nonstop_Logo-22-Horizontal%20(2).png?width=1501&name=Nonstop_Logo-22-Horizontal%20(2).png "Nonstop")](https://www.nonstophealth.com/) ** - [ Outcomes ](https://blog.nonstophealth.com/self-insurance-rises-among-small-and-medium-size-employers-benefits-pro#) - [![icon-1](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-1.svg) Benefits Nonstop Health can improve benefits and lower costs for employees and employers. ](https://www.nonstophealth.com/benefits) - [![icon-2](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-2.svg) Services & Technology Get the most out of your plan with easy administration and usage tracking. ](https://www.nonstophealth.com/services) - [ Resources ](https://blog.nonstophealth.com/self-insurance-rises-among-small-and-medium-size-employers-benefits-pro#) - [![icon-1](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-1.svg) Support Our support team is ready to help, whether you’re an employer, member, or broker. ](https://www.nonstophealth.com/support) - [![icon-3](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-3.svg) Case Studies Seeing our solution in action. ](https://offers.nonstophealth.com/case-studies) - [![icon-4](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-4.svg) Blog Insights and updates to help navigate the health insurance landscape. ](https://blog.nonstophealth.com) - [![icon-5](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-5.svg) Podcasts A collection of conversations built to inspire. ](https://www.nonstophealth.com/podcast) - [![icon-6](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-6.svg) Webinar & Guides Insights and resources to help your organization thrive. ](https://offers.nonstophealth.com/resources) - [ About Us ](https://blog.nonstophealth.com/self-insurance-rises-among-small-and-medium-size-employers-benefits-pro#) - [![icon-7](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-7.svg) Our Team Learn about who we are and what drives us. ](https://www.nonstophealth.com/about-us) - [![icon-8](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-8.svg) Careers Discover rewarding employment opportunities with Nonstop. ](https://www.nonstophealth.com/careers) - [ Account login ](https://www.nonstophealth.com/alert) - [ For employees ](https://members.prod.nonstophealth.com/) - [ For employers ](https://clients.nonstophealth.com/) - [ For brokers ](https://channel.nonstophealth.com/) - [ Contact Us ](https://www.nonstophealth.com/contact-us) # Self-insurance rises among small and medium-size employers -  Benefits Pro ![According to a new report from the Employee Benefit Research Institute, as the cost of health care continues to grow, more and more small and mid-size businesses are choosing self-insurance. (Photo: iStock)](http://media.benefitspro.com/benefitspro/article/2016/09/26/medical-money-getty-crop-600x338.jpg) **![According to a new report from the Employee Benefit Research Institute, as the cost of health care continues to grow, more and more small and mid-size businesses are choosing self-insurance. (Photo: iStock)](http://media.benefitspro.com/benefitspro/article/2016/09/26/medical-money-getty-crop-600x338.jpg)** Jack Craver writes for Benefits Pro about the increase of self-insuring healthcare benefits among small and mid-size businesses. Read the full original article from [Benefits Pro](http://www.benefitspro.com/2016/09/27/self-insurance-rises-among-small-and-medium-size-e?slreturn=1475868175). “The percentage of companies opting for [self-funded health insurance](http://www.benefitspro.com/2016/07/07/5-ways-self-insured-employers-can-find-true-center) rose from 28.5% in 1996 to 39% in 2015, according to a recent study by the [Employee Benefit Research Institute](https://www.ebri.org/pdf/notespdf/EBRI_Notes_07-no7-July16.Self-Ins.pdf). The most recent years of records indicate the trend has accelerated, particularly among mid-sized businesses.” Historically, the financial and administrative barriers associated with self-funding have been too high for small-to-midsize organizations. However, the Nonstop Wellness program offers a partially self-insured option that removes these obstacles and saves employers a baseline of 12.5% annually, including the elimination of employee out-of-pocket expenses. Learn more in the **Nonstop Quick Guide to Partial Self-Insurance:** [![Download Now](https://no-cache.hubspot.com/cta/default/569324/4078a3c6-25c2-49ab-b106-ab4f22da614a.png)](https://cta-redirect.hubspot.com/cta/redirect/569324/4078a3c6-25c2-49ab-b106-ab4f22da614a) The information and materials herein are provided for general information purposes only and are not intended to constitute legal or other advice or opinions on any specific matters and are not intended to replace the advice of a qualified attorney, plan provider or other professional advisor. This information has been taken from sources believed to be reliable, but there is no guarantee as to its accuracy. 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