--- title: The ABCs of Self-Funding Health Plans - CFO.com description: From CFO.com - self-funding and partial self-insurance are becoming better options for small to midsize employers looking to control health care spending. image: http://img.scoop.it/kzY-xi7Bk7B6FTvrZFl8OLnTzqrqzN7Y9aBZTaXoQ8Q= --- [![Nonstop](https://blog.nonstophealth.com/hs-fs/hubfs/2022-nonstop/images/Nonstop_Logo-22-Horizontal%20(2).png?width=1501&name=Nonstop_Logo-22-Horizontal%20(2).png "Nonstop")](https://www.nonstophealth.com/) ** - [ Outcomes ](https://blog.nonstophealth.com/the-abcs-of-self-funding-health-plans-cfocom#) - [![icon-1](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-1.svg) Benefits Nonstop Health can improve benefits and lower costs for employees and employers. ](https://www.nonstophealth.com/benefits) - [![icon-2](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-2.svg) Services & Technology Get the most out of your plan with easy administration and usage tracking. ](https://www.nonstophealth.com/services) - [ Resources ](https://blog.nonstophealth.com/the-abcs-of-self-funding-health-plans-cfocom#) - [![icon-1](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-1.svg) Support Our support team is ready to help, whether you’re an employer, member, or broker. ](https://www.nonstophealth.com/support) - [![icon-3](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-3.svg) Case Studies Seeing our solution in action. ](https://offers.nonstophealth.com/case-studies) - [![icon-4](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-4.svg) Blog Insights and updates to help navigate the health insurance landscape. ](https://blog.nonstophealth.com) - [![icon-5](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-5.svg) Podcasts A collection of conversations built to inspire. ](https://www.nonstophealth.com/podcast) - [![icon-6](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-6.svg) Webinar & Guides Insights and resources to help your organization thrive. ](https://offers.nonstophealth.com/resources) - [ About Us ](https://blog.nonstophealth.com/the-abcs-of-self-funding-health-plans-cfocom#) - [![icon-7](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-7.svg) Our Team Learn about who we are and what drives us. ](https://www.nonstophealth.com/about-us) - [![icon-8](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-8.svg) Careers Discover rewarding employment opportunities with Nonstop. ](https://www.nonstophealth.com/careers) - [ Account login ](https://www.nonstophealth.com/alert) - [ For employees ](https://members.prod.nonstophealth.com/) - [ For employers ](https://clients.nonstophealth.com/) - [ For brokers ](https://channel.nonstophealth.com/) - [ Contact Us ](https://www.nonstophealth.com/contact-us) # The ABCs of Self-Funding Health Plans - CFO.com ![](http://img.scoop.it/kzY-xi7Bk7B6FTvrZFl8OLnTzqrqzN7Y9aBZTaXoQ8Q=) ![](http://img.scoop.it/kzY-xi7Bk7B6FTvrZFl8OLnTzqrqzN7Y9aBZTaXoQ8Q=) Eric Gulko writes for CFO.com about the trend of more employers moving to self-funding, and tells you what you need to know to make the switch. Read the full article at: [ww2.cfo.com](http://ww2.cfo.com/health-benefits/2016/05/abcs-self-funding-health-plan/) Small to midsize employers struggling to manage the increasing cost of health plans are shifting a large portion of those costs onto employees - increasing the average family's premiums 61% over the past 11 years. CFOs of these smaller and midsized companies looking to create new best practices to control health care spend should consider partially or fully self-funding their health plans. Although there is risk to the employer of a member having a large claim under the self-funded model, risk can be mitigated by purchasing stop-loss insurance. Self-funding is not a new or cutting-edge idea. Among those companies with 200-999 workers, 56% self-fund. It’s far less common where there are fewer than 200 workers, with 17% of such employers self-funding, but that’s up from 12% in 2008. These organizations enjoy benefits such as reduced taxes and fees, plan design flexibility and control, and increased cost transparency. While there are challenges that accompany these benefits, self-funding and partial self-funding are becoming desirable options for many employers, especially small to midsize nonprofits. **Review the ACA requirements that impact your choice of ** **healthcare plan in our FREE webinar on June 29th:** [![Register Now!](https://no-cache.hubspot.com/cta/default/569324/335acc95-861e-4423-8c3d-b92e88435e57.png)](https://cta-redirect.hubspot.com/cta/redirect/569324/335acc95-861e-4423-8c3d-b92e88435e57) The information and materials herein are provided for general information purposes only and are not intended to constitute legal or other advice or opinions on any specific matters and are not intended to replace the advice of a qualified attorney, plan provider or other professional advisor. This information has been taken from sources believed to be reliable, but there is no guarantee as to its accuracy. 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