In a response to the COVID-19 pandemic and a desire to support heroic healthcare and health center workers, putting themselves on the front lines of a global healthcare crisis, MassMutual has created free term life insurance with those heroic healthcare workers in mind.
MassMutual is a mutual company that operates to fulfill their mission of corporate responsibility through innovating in retirement, investment, and insurance, and with their post COVID-19 expansion of their HealthBridge program. HealthBridge is for qualified healthcare professionals to offer 3-year term life insurance featuring fully paid premiums.
A few things to consider as you learn more about HealthBridge:
Q: Who qualifies for HealthBridge?
A: Workers in licensed healthcare facilities in the following states: Arizona, California, Connecticut, Illinois, Massachusetts, New Jersey, and New York. Unfortunately, HealthBridge is not available to healthcare professionals who are residents of other states at this time.
Q: What is the benefit for this term life insurance program?
A: For applicants of 50 or younger, there’s a $25,000 benefit. The benefit for those 51-60 - $10,000
Q: Is the application process difficult; does it take a long time?
A: No. The application is all digital and should be processed right away
Q: Is there a physical exam or biometric required to qualify?
A: No. No physical exam is required
Q: Are there other qualifying factors to keep in mind?
A: HealthBridge is only available to qualified healthcare professionals with an exposure risk to COVID-19
To qualify for HealthBridge, you must be a U.S. citizen earning no more than $250,000 annually
Q: For administrators of health centers and other medical facilities: Is there administrative responsibility for employers who want to share HealthBridge with their staff, or want to encourage their staff to participate?
A: No. There are no administrative responsibilities for employers, other than a strong encouragement to promote the program as a possible asset to qualified staff.
To learn more about HealthBridge, who qualifies, and how to apply, check out this link: https://www.massmutual.com/cm/healthbridge
https://www.businesswire.com/news/home/20200520005115/en/MassMutual-Expands-3-Billion-Free-Life-Insurance
