--- title: Nonstop Health Blog - High-Quality Benefits for Nonprofits | healthcare costs description: healthcare costs | Learn more about High-Quality Benefits for Nonprofits and partially self-funded insurance - including updates, changes, and cost savings. --- [![Nonstop](https://blog.nonstophealth.com/hs-fs/hubfs/2022-nonstop/images/Nonstop_Logo-22-Horizontal%20(2).png?width=1501&name=Nonstop_Logo-22-Horizontal%20(2).png "Nonstop")](https://www.nonstophealth.com/) ** - [ Outcomes ](https://blog.nonstophealth.com/topic/healthcare-costs#) - [![icon-1](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-1.svg) Benefits Nonstop Health can improve benefits and lower costs for employees and employers. ](https://www.nonstophealth.com/benefits) - [![icon-2](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-2.svg) Services & Technology Get the most out of your plan with easy administration and usage tracking. ](https://www.nonstophealth.com/services) - [ Resources ](https://blog.nonstophealth.com/topic/healthcare-costs#) - [![icon-1](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-1.svg) Support Our support team is ready to help, whether you’re an employer, member, or broker. ](https://www.nonstophealth.com/support) - [![icon-3](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-3.svg) Case Studies Seeing our solution in action. ](https://offers.nonstophealth.com/case-studies) - [![icon-4](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-4.svg) Blog Insights and updates to help navigate the health insurance landscape. ](https://blog.nonstophealth.com) - [![icon-5](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-5.svg) Podcasts A collection of conversations built to inspire. ](https://www.nonstophealth.com/podcast) - [![icon-6](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-6.svg) Webinar & Guides Insights and resources to help your organization thrive. ](https://offers.nonstophealth.com/resources) - [ About Us ](https://blog.nonstophealth.com/topic/healthcare-costs#) - [![icon-7](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-7.svg) Our Team Learn about who we are and what drives us. ](https://www.nonstophealth.com/about-us) - [![icon-8](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-8.svg) Careers Discover rewarding employment opportunities with Nonstop. ](https://www.nonstophealth.com/careers) - [ Account login ](https://www.nonstophealth.com/alert) - [ For employees ](https://members.prod.nonstophealth.com/) - [ For employers ](https://clients.nonstophealth.com/) - [ For brokers ](https://channel.nonstophealth.com/) - [ Contact Us ](https://www.nonstophealth.com/contact-us) ![AdobeStock_499626002-EDIT](https://blog.nonstophealth.com/hs-fs/hubfs/2022-nonstop/images/AdobeStock_499626002-EDIT.jpg?width=2000&height=1334&name=AdobeStock_499626002-EDIT.jpg) # Blog Explore expert insights, tips, tools, and articles created to help your organization navigate the healthcare landscape. Categories: [All Categories](https://blog.nonstophealth.com) [Healthcare](https://blog.nonstophealth.com/topic/healthcare) [health care](https://blog.nonstophealth.com/topic/health-care) [Compliance](https://blog.nonstophealth.com/topic/compliance) [Nonprofit Resources](https://blog.nonstophealth.com/topic/nonprofit-resources) [Health](https://blog.nonstophealth.com/topic/health) [health benefits](https://blog.nonstophealth.com/topic/health-benefits) [ACA](https://blog.nonstophealth.com/topic/aca) [health insurance](https://blog.nonstophealth.com/topic/health-insurance) [PPACA](https://blog.nonstophealth.com/topic/ppaca) [Obamacare](https://blog.nonstophealth.com/topic/obamacare) [recruitment](https://blog.nonstophealth.com/topic/recruitment) [retention](https://blog.nonstophealth.com/topic/retention) [healthcare costs](https://blog.nonstophealth.com/topic/healthcare-costs) [healthcare benefits](https://blog.nonstophealth.com/topic/healthcare-benefits) [partial self-insurance](https://blog.nonstophealth.com/topic/partial-self-insurance) [Human Resources](https://blog.nonstophealth.com/topic/human-resources) [employee benefits](https://blog.nonstophealth.com/topic/employee-benefits) [health care costs](https://blog.nonstophealth.com/topic/health-care-costs) [health care benefits](https://blog.nonstophealth.com/topic/health-care-benefits) [Affordable Care Act](https://blog.nonstophealth.com/topic/affordable-care-act) [healthcare purchasing](https://blog.nonstophealth.com/topic/healthcare-purchasing) [CFOs](https://blog.nonstophealth.com/topic/cfos) [Community Health Centers](https://blog.nonstophealth.com/topic/community-health-centers) [benefits](https://blog.nonstophealth.com/topic/benefits) [self-funding](https://blog.nonstophealth.com/topic/self-funding) [Press](https://blog.nonstophealth.com/topic/press) [Recruitment & Retention](https://blog.nonstophealth.com/topic/recruitment-retention) [costs](https://blog.nonstophealth.com/topic/costs) [healthcare spending](https://blog.nonstophealth.com/topic/healthcare-spending) [nonprofit](https://blog.nonstophealth.com/topic/nonprofit) [self-funded](https://blog.nonstophealth.com/topic/self-funded) [Healthcare Literacy](https://blog.nonstophealth.com/topic/healthcare-literacy) [Nonstop for Nonprofits](https://blog.nonstophealth.com/topic/nonstop-for-nonprofits) [deductibles](https://blog.nonstophealth.com/topic/deductibles) [COVID-19](https://blog.nonstophealth.com/topic/covid-19) [HDHPs](https://blog.nonstophealth.com/topic/hdhps) [HR](https://blog.nonstophealth.com/topic/hr) [Healthcare Renewal Season](https://blog.nonstophealth.com/topic/healthcare-renewal-season) [News From Nonstop](https://blog.nonstophealth.com/topic/news-from-nonstop) [Nonprofit Insurance](https://blog.nonstophealth.com/topic/nonprofit-insurance) [cost shifting](https://blog.nonstophealth.com/topic/cost-shifting) [employee healthcare](https://blog.nonstophealth.com/topic/employee-healthcare) [engagement](https://blog.nonstophealth.com/topic/engagement) [high deductible health plans](https://blog.nonstophealth.com/topic/high-deductible-health-plans) [job satisfaction](https://blog.nonstophealth.com/topic/job-satisfaction) [penalties](https://blog.nonstophealth.com/topic/penalties) [premiums](https://blog.nonstophealth.com/topic/premiums) [wages](https://blog.nonstophealth.com/topic/wages) [CHCs](https://blog.nonstophealth.com/topic/chcs) [Cadillac tax](https://blog.nonstophealth.com/topic/cadillac-tax) [Change Management](https://blog.nonstophealth.com/topic/change-management) [Explanation of Benefits](https://blog.nonstophealth.com/topic/explanation-of-benefits) [HSAs](https://blog.nonstophealth.com/topic/hsas) [Holidays](https://blog.nonstophealth.com/topic/holidays) [Q&A](https://blog.nonstophealth.com/topic/qa) [Thought Leader Q&A](https://blog.nonstophealth.com/topic/thought-leader-qa) [Trump](https://blog.nonstophealth.com/topic/trump) [Updates from Nonstop](https://blog.nonstophealth.com/topic/updates-from-nonstop) [case study](https://blog.nonstophealth.com/topic/case-study) [chief financial officer](https://blog.nonstophealth.com/topic/chief-financial-officer) [doctors](https://blog.nonstophealth.com/topic/doctors) [economy](https://blog.nonstophealth.com/topic/economy) [health savings accounts](https://blog.nonstophealth.com/topic/health-savings-accounts) [inflation](https://blog.nonstophealth.com/topic/inflation) [open enrollment](https://blog.nonstophealth.com/topic/open-enrollment) [out-of-pocket](https://blog.nonstophealth.com/topic/out-of-pocket) [ppac](https://blog.nonstophealth.com/topic/ppac) [prescriptions](https://blog.nonstophealth.com/topic/prescriptions) ![silver_bowl_green_apples](https://blog.nonstophealth.com/hubfs/Blog_pictures/silver_bowl_green_apples.jpg) Mar 28, 2018 #### [The Growth of Partial Self-Insurance](https://blog.nonstophealth.com/growth-of-psi-blog) In today's competitive job market companies can find it hard to afford to retain quality candidates. For nonprofits specifically, this is even more challenging. How can an organization that isn't self-funded offer benefits that will attract and retain highly skilled individuals? The answer to this lies in more substantial employee healthcare.  [Read More ](https://blog.nonstophealth.com/growth-of-psi-blog) ![Image result for doctors talking just hands](https://www.rd.com/wp-content/uploads/sites/2/2016/04/32-50-secrets-surgeon-unnecessary.jpg) Sep 22, 2017 #### [How to navigate partially self-funded health insurance plans - The Business Journals](https://blog.nonstophealth.com/how-to-navigate-partially-self-funded-health-insurance-plans-the-business-journals) *Image: Reader's Digest* Anthony Lopez writes for The Business Journals about the business owner's daunting task of navigating health insurance options, and how different options will affect their business. [Read More ](https://blog.nonstophealth.com/how-to-navigate-partially-self-funded-health-insurance-plans-the-business-journals) ![Nonstop-HealthcareTerms.jpg](https://blog.nonstophealth.com/hubfs/Blog_pictures/Nonstop-HealthcareTerms.jpg) Jul 14, 2017 #### [Health Insurance 101: Common Misunderstood Healthcare Terms](https://blog.nonstophealth.com/health-insurance-101-common-misunderstood-healthcare-terms) A few years ago, the **[Journal of Health Economics](https://www.hks.harvard.edu/fs/bmadria/Documents/Madrian%20Papers/Consumers%20Misunderstanding%20of%20Health%20Insurance.pdf)** found that 86 percent of Americans couldn’t define the basic terms associated with their health insurance – deductible, copay, coinsurance, and out-of-pocket maximum. And in 2016, a **[survey](https://www.policygenius.com/health-insurance/learn/health-insurance-literacy-survey/)** by PolicyGenius found that ***96 percent* of Americans overestimate** their understanding of these terms, with only 4 percent able to define all four of the above concepts. The correlating result? This lack of knowledge or true understanding is likely leading to **increased** – and possibly unnecessary – **healthcare spending**. [Read More ](https://blog.nonstophealth.com/health-insurance-101-common-misunderstood-healthcare-terms) ![Modern Healthcare Editor Merrill Goozner](http://www.modernhealthcare.com/apps/pbcsi.dll/storyimage/CH/20161210/MAGAZINE/312109985/AR/0/AR-312109985.jpg%26q=40%26maxw=600%26maxh=600) Dec 20, 2016 #### [Editorial: Making "More Skin in the Game"  for Patients Work - Modern Healthcare](https://blog.nonstophealth.com/editorial-making-more-skin-in-the-game-for-patients-work-modern-healthcare) This editorial piece by Merrill Goozner, editor of Modern Healthcare, looks at the challenges of rising healthcare costs, and how those rising costs impact employees' spending in other ways. [Read More ](https://blog.nonstophealth.com/editorial-making-more-skin-in-the-game-for-patients-work-modern-healthcare) ![](https://assets.sourcemedia.com/dims4/default/05eae0d/2147483647/resize/680x%3E/quality/90/?url=https%3A%2F%2Fassets.sourcemedia.com%2F70%2F32%2F9cfd1097476da96e97129d01642f%2Feba-oct-21-chart-use.png) Nov 16, 2016 #### [Public sector employers focused on stability in benefits - Benefits News](https://blog.nonstophealth.com/public-sector-employers-focused-on-stability-in-benefits-benefits-news) This article written by Cort Olsen for Benefits News discusses Met Life's 14th Annual U.S. Employee Benefit Trend Study, which examines benefits trends in the public sector. [Read More ](https://blog.nonstophealth.com/public-sector-employers-focused-on-stability-in-benefits-benefits-news) ![Research shows the cost of employer-sponsored health plans is rising, but a new study from SHRM sheds more light on how what covering an employee actually entails. (Photo: iStock)](http://media.benefitspro.com/benefitspro/article/2016/09/02/health-insurance-istock69983985small-crop-600x338.jpg) Nov 11, 2016 #### [Healthcare takes up 7.6 percent of employer budgets, study shows - Benefits Pro](https://blog.nonstophealth.com/healthcare-takes-up-7.6-percent-of-employer-budgets-study-shows-benefits-pro) Jack Craver writes for Benefits Pro about a [new report](https://www.shrm.org/hr-today/trends-and-forecasting/research-and-surveys/Documents/2016-Health-Care-Report--All-Industries-All-FTEs.pdf) from the [Society of Human Resource Management](https://www.shrm.org/) that displays the effect that rising healthcare costs has had on employers and employees. [Read More ](https://blog.nonstophealth.com/healthcare-takes-up-7.6-percent-of-employer-budgets-study-shows-benefits-pro) ![](https://www.statnews.com/wp-content/uploads/2016/10/AP55688715-500x500.jpg) Oct 18, 2016 #### [To drive real health care reform, look to what employers are doing - STAT](https://blog.nonstophealth.com/to-drive-real-health-care-reform-look-to-what-employers-are-doing-stat) Hank Gardner wrote this article for STAT, discussing recent research about the correlation between healthcare cost increases and slow wage growth, and how employers can carry out “their own do-it-yourself, market-based health care reform.” [Read More ](https://blog.nonstophealth.com/to-drive-real-health-care-reform-look-to-what-employers-are-doing-stat) ![According to a new report from the Employee Benefit Research Institute, as the cost of health care continues to grow, more and more small and mid-size businesses are choosing self-insurance. (Photo: iStock)](http://media.benefitspro.com/benefitspro/article/2016/09/26/medical-money-getty-crop-600x338.jpg) Oct 13, 2016 #### [Self-insurance rises among small and medium-size employers -  Benefits Pro](https://blog.nonstophealth.com/self-insurance-rises-among-small-and-medium-size-employers-benefits-pro) **** Jack Craver writes for Benefits Pro about the increase of self-insuring healthcare benefits among small and mid-size businesses. [Read More ](https://blog.nonstophealth.com/self-insurance-rises-among-small-and-medium-size-employers-benefits-pro) ![](https://blog.nonstophealth.com/hubfs/Blog_pictures/cost_shifting.png) Sep 18, 2016 #### [Employers passing rising healthcare costs onto employees - Benefits News](https://blog.nonstophealth.com/employers-passing-rising-healthcare-costs-onto-employees-benefits-news) As the cost of providing employees with healthcare benefits rises (at an average of $500 per employee this year), many employers are choosing to push those costs onto employees in order to maintain budgets. [Read More ](https://blog.nonstophealth.com/employers-passing-rising-healthcare-costs-onto-employees-benefits-news) ![benefits_penalties.jpg](https://blog.nonstophealth.com/hubfs/Blog_pictures/benefits_penalties.jpg) Aug 12, 2016 #### [Higher Benefit Plan Penalties Loom, Putting Employers on Guard - SHRM](https://blog.nonstophealth.com/higher-benefit-plan-penalties-loom-putting-employers-on-guard-shrm) *Image: SHRM* Stephen Miller writes for the Society of Human Resources Management, “On July 1, the U.S. Department of Labor (DOL) published an [interim final rule](https://www.gpo.gov/fdsys/pkg/FR-2016-07-01/pdf/2016-15378.pdf) with a list of [increased penalty amounts](https://www.shrm.org/ResourcesAndTools/hr-topics/benefits/Pages/ERISA-penalties.aspx) for violations of the Employee Retirement Income Security Act (ERISA), the Family and Medical Leave Act (FMLA), the Fair Labor Standards Act (FLSA), and other employee benefit and pay statutes. [Read More ](https://blog.nonstophealth.com/higher-benefit-plan-penalties-loom-putting-employers-on-guard-shrm) [ Prev ](https://blog.nonstophealth.com/topic/healthcare-costs/page/0) [1](https://blog.nonstophealth.com/topic/healthcare-costs/page/1) [2](https://blog.nonstophealth.com/topic/healthcare-costs/page/2) [ Next ](https://blog.nonstophealth.com/topic/healthcare-costs/page/2) ![logo2](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/logo2.svg "logo2") ###### Outcomes ###### Resources ###### About Us ###### Support ###### Log In ###### Contact Us [877-626-6057](tel:+18776266057) [info@nonstophealth.com](mailto:info@nonstophealth.com) ![IBA-Top-Insurance-Employers-2023-02](https://blog.nonstophealth.com/hs-fs/hubfs/2024%20Nonstop/images/IBA-Top-Insurance-Employers-2023-02.png?width=200&height=200&name=IBA-Top-Insurance-Employers-2023-02.png "IBA-Top-Insurance-Employers-2023-02") ![ISO 27001-2022 Certified](https://blog.nonstophealth.com/hs-fs/hubfs/2025-nonstop/images/ISO-TMP-06-20250909-v2.0-27001-2022-monochrome.png?width=200&name=ISO-TMP-06-20250909-v2.0-27001-2022-monochrome.png "ISO 27001-2022 Certified") [**](https://www.facebook.com/nonstopadministration) [**](https://www.linkedin.com/company/nonstophealth/) © Copyright 2026 Nonstop Administration and Insurance Services, Inc. All Rights Reserved. [Terms & Conditions](https://www.nonstophealth.com/terms) [Privacy Policy](https://www.nonstophealth.com/privacy) ![](https://www.googleadservices.com/pagead/conversion/956372538/?label=3qxXCITJiXMQuqyEyAM&guid=ON&script=0) ![](https://d.adroll.com/ipixel/PMCH667P6NEXHJHIEDXH37/J3M7OAWEBZCXTPRCQNT4HP?name=914ca9da)