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Explore expert insights, tips, tools, and articles created to help your organization navigate the healthcare landscape.

The Growth of Partial Self-Insurance

In today's competitive job market companies can find it hard to afford to retain quality candidates. For nonprofits specifically, this is even more challenging. How can an organization that isn't self-funded offer benefits that will attract and retain highly skilled individuals? The answer to this lies in more substantial employee healthcare. 

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How to navigate partially self-funded health insurance plans - The Business Journals

Image: Reader's Digest

Anthony Lopez writes for The Business Journals about the business owner's daunting task of navigating health insurance options, and how different options will affect their business.

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Employers anticipate healthcare benefits costs will rise 5% next year - Fierce Healthcare

This article by Leslie Small for Fierce Healthcare discusses what employers are doing to counter the predicted 5% increase in heathcare benefits costs over the next year.

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Five Reasons Why You Should Partially Self-Insure

PSI – shorthand for partial self-insurance– is a highly effective way for nonprofits to provide employees with access to quality, affordable health insurance without eating away at fragile budgets. But many organizations, stuck in the staid method of traditional fully-funded insurance, likely haven’t been exposed to PSI. This could be due to myriad factors, including a lack of willingness on their broker’s part to explore alternatives because of the high commissions earned from some fully funded plans (e.g. lower deductible/higher premium plans).

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One in four Americans skip medical attention because of cost - Benefits Pro

This article by Katie Kuehner-Herbert for Benefits Pro discusses how many Americans - even those with insurance - are skipping doctor's visits because of high out-of-pocket costs.

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Small Businesses Must Be Both Cautious And Creative In Today's Choatic Health Benefit Market - Forbes

Image: SHRM

Todd Hixton, contributor for Forbes, takes a look at how small businesses are faring under the uncertainty of healthcare these days. He poses the question, "What health benefit strategy makes sense for small businesses until the direction of the new administration becomes clear?"

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4 Ways Employers Can Reshape the Health Benefits Market - Mercer Signal

Jean Moore writes for Mercer Signal about the clout employers hold when it comes to employee healthcare purchasing, and how organizations can positively influence the future of healthcare.

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The self-insurance solution — with or without the ACA - Employee Benefit Advisor

In this article, Paul Johnson writes for Employee Benefit Advisor about self-insurance as a solution to rising healthcare costs and a stable solution regardless of ACA outcomes.

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The case for self-funding at small and mid-sized businesses - Benefits Pro

Paul Johnson writes for Benefits Pro about the search for new and innovative healthcare solutions to better suit small and midsize workplaces.

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How self-funding can help control rising specialty drug costs - Benefit News

Raymond DePaola writes for Benefit News about how self-funding beats traditional coverage in lowering or containing prescription drug costs.

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