---
title: Nonstop Health Blog - High-Quality Benefits for Nonprofits | partial self-insurance
description: partial self-insurance | Learn more about High-Quality Benefits for Nonprofits and partially self-funded insurance - including updates, changes, and cost savings.
---

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# Blog

 Explore expert insights, tips, tools, and articles created to help your organization navigate the healthcare landscape.

Categories: [All Categories](https://blog.nonstophealth.com) [Healthcare](https://blog.nonstophealth.com/topic/healthcare) [health care](https://blog.nonstophealth.com/topic/health-care) [Compliance](https://blog.nonstophealth.com/topic/compliance) [Nonprofit Resources](https://blog.nonstophealth.com/topic/nonprofit-resources) [Health](https://blog.nonstophealth.com/topic/health) [health benefits](https://blog.nonstophealth.com/topic/health-benefits) [ACA](https://blog.nonstophealth.com/topic/aca) [health insurance](https://blog.nonstophealth.com/topic/health-insurance) [PPACA](https://blog.nonstophealth.com/topic/ppaca) [Obamacare](https://blog.nonstophealth.com/topic/obamacare) [recruitment](https://blog.nonstophealth.com/topic/recruitment) [retention](https://blog.nonstophealth.com/topic/retention) [healthcare costs](https://blog.nonstophealth.com/topic/healthcare-costs) [healthcare benefits](https://blog.nonstophealth.com/topic/healthcare-benefits) [partial self-insurance](https://blog.nonstophealth.com/topic/partial-self-insurance) [Human Resources](https://blog.nonstophealth.com/topic/human-resources) [employee benefits](https://blog.nonstophealth.com/topic/employee-benefits) [health care costs](https://blog.nonstophealth.com/topic/health-care-costs) [health care benefits](https://blog.nonstophealth.com/topic/health-care-benefits) [Affordable Care Act](https://blog.nonstophealth.com/topic/affordable-care-act) [healthcare purchasing](https://blog.nonstophealth.com/topic/healthcare-purchasing) [CFOs](https://blog.nonstophealth.com/topic/cfos) [Community Health Centers](https://blog.nonstophealth.com/topic/community-health-centers) [benefits](https://blog.nonstophealth.com/topic/benefits) [self-funding](https://blog.nonstophealth.com/topic/self-funding) [Press](https://blog.nonstophealth.com/topic/press) [Recruitment & Retention](https://blog.nonstophealth.com/topic/recruitment-retention) [costs](https://blog.nonstophealth.com/topic/costs) [healthcare spending](https://blog.nonstophealth.com/topic/healthcare-spending) [nonprofit](https://blog.nonstophealth.com/topic/nonprofit) [self-funded](https://blog.nonstophealth.com/topic/self-funded) [Healthcare Literacy](https://blog.nonstophealth.com/topic/healthcare-literacy) [Nonstop for Nonprofits](https://blog.nonstophealth.com/topic/nonstop-for-nonprofits) [deductibles](https://blog.nonstophealth.com/topic/deductibles) [COVID-19](https://blog.nonstophealth.com/topic/covid-19) [HDHPs](https://blog.nonstophealth.com/topic/hdhps) [HR](https://blog.nonstophealth.com/topic/hr) [Healthcare Renewal Season](https://blog.nonstophealth.com/topic/healthcare-renewal-season) [News From Nonstop](https://blog.nonstophealth.com/topic/news-from-nonstop) [Nonprofit Insurance](https://blog.nonstophealth.com/topic/nonprofit-insurance) [cost shifting](https://blog.nonstophealth.com/topic/cost-shifting) [employee healthcare](https://blog.nonstophealth.com/topic/employee-healthcare) [engagement](https://blog.nonstophealth.com/topic/engagement) [high deductible health plans](https://blog.nonstophealth.com/topic/high-deductible-health-plans) [job satisfaction](https://blog.nonstophealth.com/topic/job-satisfaction) [penalties](https://blog.nonstophealth.com/topic/penalties) [premiums](https://blog.nonstophealth.com/topic/premiums) [wages](https://blog.nonstophealth.com/topic/wages) [CHCs](https://blog.nonstophealth.com/topic/chcs) [Cadillac tax](https://blog.nonstophealth.com/topic/cadillac-tax) [Change Management](https://blog.nonstophealth.com/topic/change-management) [Explanation of Benefits](https://blog.nonstophealth.com/topic/explanation-of-benefits) [HSAs](https://blog.nonstophealth.com/topic/hsas) [Holidays](https://blog.nonstophealth.com/topic/holidays) [Q&A](https://blog.nonstophealth.com/topic/qa) [Thought Leader Q&A](https://blog.nonstophealth.com/topic/thought-leader-qa) [Trump](https://blog.nonstophealth.com/topic/trump) [Updates from Nonstop](https://blog.nonstophealth.com/topic/updates-from-nonstop) [case study](https://blog.nonstophealth.com/topic/case-study) [chief financial officer](https://blog.nonstophealth.com/topic/chief-financial-officer) [doctors](https://blog.nonstophealth.com/topic/doctors) [economy](https://blog.nonstophealth.com/topic/economy) [health savings accounts](https://blog.nonstophealth.com/topic/health-savings-accounts) [inflation](https://blog.nonstophealth.com/topic/inflation) [open enrollment](https://blog.nonstophealth.com/topic/open-enrollment) [out-of-pocket](https://blog.nonstophealth.com/topic/out-of-pocket) [ppac](https://blog.nonstophealth.com/topic/ppac) [prescriptions](https://blog.nonstophealth.com/topic/prescriptions)

![silver_bowl_green_apples](https://blog.nonstophealth.com/hubfs/Blog_pictures/silver_bowl_green_apples.jpg)

 Mar 28, 2018

#### [The Growth of Partial Self-Insurance](https://blog.nonstophealth.com/growth-of-psi-blog)

In today's competitive job market companies can find it hard to afford to retain quality candidates. For nonprofits specifically, this is even more challenging. How can an organization that isn't self-funded offer benefits that will attract and retain highly skilled individuals? The answer to this lies in more substantial employee healthcare. 

[Read More ](https://blog.nonstophealth.com/growth-of-psi-blog)

![Image result for doctors talking just hands](https://www.rd.com/wp-content/uploads/sites/2/2016/04/32-50-secrets-surgeon-unnecessary.jpg)

 Sep 22, 2017

#### [How to navigate partially self-funded health insurance plans - The Business Journals](https://blog.nonstophealth.com/how-to-navigate-partially-self-funded-health-insurance-plans-the-business-journals)

*Image: Reader's Digest*

Anthony Lopez writes for The Business Journals about the business owner's daunting task of navigating health insurance options, and how different options will affect their business.

[Read More ](https://blog.nonstophealth.com/how-to-navigate-partially-self-funded-health-insurance-plans-the-business-journals)

![Health insurance benefits form](http://qtxasset.com/styles/breakpoint_sm_default_480px_w/s3fs/2017-04/healthbenefits.jpg?Qe1J9BTD.26aBam2ok5Z8_Gu63dSAlGX&itok=nsv5SDWS)

 Sep 8, 2017

#### [Employers anticipate healthcare benefits costs will rise 5% next year - Fierce Healthcare](https://blog.nonstophealth.com/employers-anticipate-healthcare-benefits-costs-will-rise-5-next-year-fierce-healthcare)

This article by Leslie Small for Fierce Healthcare discusses what employers are doing to counter the predicted 5% increase in heathcare benefits costs over the next year.

[Read More ](https://blog.nonstophealth.com/employers-anticipate-healthcare-benefits-costs-will-rise-5-next-year-fierce-healthcare)

 Jul 12, 2017

#### [Five Reasons Why You Should Partially Self-Insure](https://blog.nonstophealth.com/five-reasons-why-you-should-partially-self-insure)

PSI – shorthand for **[partial self-insurance](https://offers.nonstopwellness.com/partial-self-insurance-101)**– is a highly effective way for nonprofits to provide employees with access to quality, affordable health insurance *without* eating away at fragile budgets. But many organizations, stuck in the staid method of traditional fully-funded insurance, likely haven’t been exposed to PSI. This could be due to myriad factors, including a lack of willingness on their broker’s part to explore alternatives because of the high commissions earned from some fully funded plans (e.g. lower deductible/higher premium plans).

[Read More ](https://blog.nonstophealth.com/five-reasons-why-you-should-partially-self-insure)

![What's worse, 56 percent of Americans don't think they'll have affordable health insurance in the future. (Photo: Shutterstock)](http://media.benefitspro.com/benefitspro/article/2017/06/07/money-troubles35-crop-600x338.jpg)

 Jun 29, 2017

#### [One in four Americans skip medical attention because of cost - Benefits Pro](https://blog.nonstophealth.com/1-in-4-americans-skip-medical-attention-because-of-cost-benefits-pro)

This article by Katie Kuehner-Herbert for Benefits Pro discusses how many Americans - even those with insurance - are skipping doctor's visits because of high out-of-pocket costs.

[Read More ](https://blog.nonstophealth.com/1-in-4-americans-skip-medical-attention-because-of-cost-benefits-pro)

![Image result for wellness program](http://blog.shrm.org/sites/default/files/wkwell3.png)

 Apr 7, 2017

#### [Small Businesses Must Be Both Cautious And Creative In Today's Choatic Health Benefit Market - Forbes](https://blog.nonstophealth.com/small-businesses-must-be-both-cautions-and-creative-in-todays-choatic-health-benefit-market-forbes)

*Image: SHRM*

Todd Hixton, contributor for Forbes, takes a look at how small businesses are faring under the uncertainty of healthcare these days. He poses the question, "What health benefit strategy makes sense for small businesses until the direction of the new administration becomes clear?"

[Read More ](https://blog.nonstophealth.com/small-businesses-must-be-both-cautions-and-creative-in-todays-choatic-health-benefit-market-forbes)

![](http://ushealthnews.mercer.com/content/upload/102759104.jpg)

 Mar 3, 2017

#### [4 Ways Employers Can Reshape the Health Benefits Market - Mercer Signal](https://blog.nonstophealth.com/4-ways-employers-can-reshape-the-health-benefits-market-mercer-signal)

Jean Moore writes for Mercer Signal about the clout employers hold when it comes to employee healthcare purchasing, and how organizations can positively influence the future of healthcare.

[Read More ](https://blog.nonstophealth.com/4-ways-employers-can-reshape-the-health-benefits-market-mercer-signal)

![](https://assets.sourcemedia.com/dims4/default/3818aac/2147483647/resize/680x%3E/quality/90/?url=https%3A%2F%2Fassets.sourcemedia.com%2Fef%2F9c%2F83a3c6bf4b808f14b208ebece41a%2Feba-chart-2.jpg)

 Feb 9, 2017

#### [The self-insurance solution — with or without the ACA - Employee Benefit Advisor](https://blog.nonstophealth.com/the-self-insurance-solution-with-or-without-the-aca-employee-benefit-advisor)

In this article, Paul Johnson writes for Employee Benefit Advisor about self-insurance as a solution to rising healthcare costs and a stable solution regardless of ACA outcomes.

[Read More ](https://blog.nonstophealth.com/the-self-insurance-solution-with-or-without-the-aca-employee-benefit-advisor)

![A revolution in health care is being spurred by self-insurance, also referred to as self-funding.](http://media.benefitspro.com/benefitspro/article/2016/12/14/0707paintingofdollarsignsap-crop-600x338-crop-600x338.jpg)

 Jan 10, 2017

#### [The case for self-funding at small and mid-sized businesses - Benefits Pro](https://blog.nonstophealth.com/the-case-for-self-funding-at-small-and-mid-sized-businesses-benefits-pro)

Paul Johnson writes for Benefits Pro about the search for new and innovative healthcare solutions to better suit small and midsize workplaces.

[Read More ](https://blog.nonstophealth.com/the-case-for-self-funding-at-small-and-mid-sized-businesses-benefits-pro)

![](https://assets.sourcemedia.com/dims4/default/c1427f1/2147483647/resize/680x%3E/quality/90/?url=https%3A%2F%2Fassets.sourcemedia.com%2Fc7%2F8d%2F93061ee2476e8d373b2e874e6493%2Fp19ehcuckr13l9orj19o71kcg17boo.jpg)

 Dec 23, 2016

#### [How self-funding can help control rising specialty drug costs - Benefit News](https://blog.nonstophealth.com/how-self-funding-can-help-control-rising-specialty-drug-costs-benefit-news)

Raymond DePaola writes for Benefit News about how self-funding beats traditional coverage in lowering or containing prescription drug costs.

[Read More ](https://blog.nonstophealth.com/how-self-funding-can-help-control-rising-specialty-drug-costs-benefit-news)

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