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Blog

Explore expert insights, tips, tools, and articles created to help your organization navigate the healthcare landscape.

ACA Employer Mandate:Employment Questions (part 4)

When it comes to the employer mandate, there will always be exceptions and special circumstances that will add another layer of challenge to determining full-time equivalency (FTE) – which in turn determines who receives group health coverage.  Two particular circumstances are unpaid leave (e.g. FMLA, educational employment breaks) and COBRA.

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ACA Employer Mandate:Employment Questions (part 3)

In previous posts on employment status under the ACA, we have focused on full-time equivalency (FTE) and how it’s determined for applicable large employers (ALES), and the various types of employment and how they accrue up to FTE. Today’s post centers on the ever-important measurement periods, set amounts of time that employers use to establish full-time (FT) or part-time (PT) employment status.

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Making HealthcareTruly Affordable With Innovative Solutions to Group Coverage

A recent New York Times article reported on the lack of employees enrolling in employer-sponsored healthcare, especially among small-midsize businesses that pay lower hourly wages (e.g. retail and hospitality).  One of the biggest reasons for the dearth of employee enrollment in these industries is that the government definition of “affordable” coverage (9.5% or less of annual income) can mean something very different for a minimum-wage employee. 

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Organizations with 51-100 Employees Can Maintain Large Employer Status

On October 7, 2015 President Obama signed into law the Protecting Affordable Coverage for Employees (PACE) Act, allowing organizations with 51-100 employees to maintain large employer status

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ACA Employer Mandate:Employment Questions (part 2)

As part of our series around ACA employment questions – namely how to determine full-time equivalency (FTE) – today we continue with a look at the various types of employment, how/if they play a role in FTE, and calculating the number of hours worked for each employee.

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ACA Employer Mandate:Employment Questions (part 1)

In the midst of looming ACA reporting deadlines and the fast approaching open enrollment period (leading to thoughts around planning for employee health in the 2016 tax year), questions around what constitutes full-time equivalency abound.  Determining full-time versus part-time employees can prove maddening especially when variable and seasonal workers enter the fray. In addition, measurement periods play a key role in establishing full or part-time status, and therefore must be utilized properly to ensure compliancy.

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Nonprofit Association of Oregon (NAO) announces pilot launch of ground-breaking new health plan for small to midsize nonprofits

Insure Oregon Nonprofits to bring risk-free partially self-insured healthcare to NAO members

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Nonprofit Association of Oregon Annual Conference Kicks Off Today

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Employers Face Difficult Decisions with Rising Healthcare Costs

Controlling costs, providing competitive benefits, and complying with the ACA – these make up the converging trifecta of difficulties that many small-midsize organizations face on a daily basis when it comes to employer sponsored healthcare.  And increases in healthcare costs, which aren’t keeping pace with inflation, are a main sticking point for CEOs and EDs. 

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IRS Reporting Requirements: Breaking Down Forms and Responsibilities

Continuing with the topic of the pending ACA reporting for the 2015 tax year, this post focuses on the specifics of Forms 1095-C and 1094-C, including how they’re different and what information is needed for each.  In addition, the question of who is responsible for different areas of reporting is addressed.

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