--- title: Nonstop Health Blog - High-Quality Benefits for Nonprofits (23) description: Learn more about High-Quality Benefits for Nonprofits and partially self-funded insurance - including updates, changes, and cost savings. (23) --- [![Nonstop](https://blog.nonstophealth.com/hs-fs/hubfs/2022-nonstop/images/Nonstop_Logo-22-Horizontal%20(2).png?width=1501&name=Nonstop_Logo-22-Horizontal%20(2).png "Nonstop")](https://www.nonstophealth.com/) ** - [ Outcomes ](https://blog.nonstophealth.com/page/23#) - [![icon-1](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-1.svg) Benefits Nonstop Health can improve benefits and lower costs for employees and employers. ](https://www.nonstophealth.com/benefits) - [![icon-2](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-2.svg) Services & Technology Get the most out of your plan with easy administration and usage tracking. ](https://www.nonstophealth.com/services) - [ Resources ](https://blog.nonstophealth.com/page/23#) - [![icon-1](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-1.svg) Support Our support team is ready to help, whether you’re an employer, member, or broker. ](https://www.nonstophealth.com/support) - [![icon-3](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-3.svg) Case Studies Seeing our solution in action. ](https://offers.nonstophealth.com/case-studies) - [![icon-4](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-4.svg) Blog Insights and updates to help navigate the health insurance landscape. ](https://blog.nonstophealth.com) - [![icon-5](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-5.svg) Podcasts A collection of conversations built to inspire. ](https://www.nonstophealth.com/podcast) - [![icon-6](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-6.svg) Webinar & Guides Insights and resources to help your organization thrive. ](https://offers.nonstophealth.com/resources) - [ About Us ](https://blog.nonstophealth.com/page/23#) - [![icon-7](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-7.svg) Our Team Learn about who we are and what drives us. ](https://www.nonstophealth.com/about-us) - [![icon-8](https://blog.nonstophealth.com/hubfs/2022-nonstop/images/icon-8.svg) Careers Discover rewarding employment opportunities with Nonstop. ](https://www.nonstophealth.com/careers) - [ Account login ](https://www.nonstophealth.com/alert) - [ For employees ](https://members.prod.nonstophealth.com/) - [ For employers ](https://clients.nonstophealth.com/) - [ For brokers ](https://channel.nonstophealth.com/) - [ Contact Us ](https://www.nonstophealth.com/contact-us) ![AdobeStock_499626002-EDIT](https://blog.nonstophealth.com/hs-fs/hubfs/2022-nonstop/images/AdobeStock_499626002-EDIT.jpg?width=2000&height=1334&name=AdobeStock_499626002-EDIT.jpg) # Blog Explore expert insights, tips, tools, and articles created to help your organization navigate the healthcare landscape. Categories: [All Categories](https://blog.nonstophealth.com) [Healthcare](https://blog.nonstophealth.com/topic/healthcare) [health care](https://blog.nonstophealth.com/topic/health-care) [Compliance](https://blog.nonstophealth.com/topic/compliance) [Nonprofit Resources](https://blog.nonstophealth.com/topic/nonprofit-resources) [Health](https://blog.nonstophealth.com/topic/health) [health benefits](https://blog.nonstophealth.com/topic/health-benefits) [ACA](https://blog.nonstophealth.com/topic/aca) [health insurance](https://blog.nonstophealth.com/topic/health-insurance) [PPACA](https://blog.nonstophealth.com/topic/ppaca) [Obamacare](https://blog.nonstophealth.com/topic/obamacare) [recruitment](https://blog.nonstophealth.com/topic/recruitment) [retention](https://blog.nonstophealth.com/topic/retention) [healthcare costs](https://blog.nonstophealth.com/topic/healthcare-costs) [healthcare benefits](https://blog.nonstophealth.com/topic/healthcare-benefits) [partial self-insurance](https://blog.nonstophealth.com/topic/partial-self-insurance) [Human Resources](https://blog.nonstophealth.com/topic/human-resources) [employee benefits](https://blog.nonstophealth.com/topic/employee-benefits) [health care costs](https://blog.nonstophealth.com/topic/health-care-costs) [health care benefits](https://blog.nonstophealth.com/topic/health-care-benefits) [Affordable Care Act](https://blog.nonstophealth.com/topic/affordable-care-act) [healthcare purchasing](https://blog.nonstophealth.com/topic/healthcare-purchasing) [CFOs](https://blog.nonstophealth.com/topic/cfos) [Community Health Centers](https://blog.nonstophealth.com/topic/community-health-centers) [benefits](https://blog.nonstophealth.com/topic/benefits) [self-funding](https://blog.nonstophealth.com/topic/self-funding) [Press](https://blog.nonstophealth.com/topic/press) [Recruitment & Retention](https://blog.nonstophealth.com/topic/recruitment-retention) [costs](https://blog.nonstophealth.com/topic/costs) 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[engagement](https://blog.nonstophealth.com/topic/engagement) [high deductible health plans](https://blog.nonstophealth.com/topic/high-deductible-health-plans) [job satisfaction](https://blog.nonstophealth.com/topic/job-satisfaction) [penalties](https://blog.nonstophealth.com/topic/penalties) [premiums](https://blog.nonstophealth.com/topic/premiums) [wages](https://blog.nonstophealth.com/topic/wages) [CHCs](https://blog.nonstophealth.com/topic/chcs) [Cadillac tax](https://blog.nonstophealth.com/topic/cadillac-tax) [Change Management](https://blog.nonstophealth.com/topic/change-management) [Explanation of Benefits](https://blog.nonstophealth.com/topic/explanation-of-benefits) [HSAs](https://blog.nonstophealth.com/topic/hsas) [Holidays](https://blog.nonstophealth.com/topic/holidays) [Q&A](https://blog.nonstophealth.com/topic/qa) [Thought Leader Q&A](https://blog.nonstophealth.com/topic/thought-leader-qa) [Trump](https://blog.nonstophealth.com/topic/trump) [Updates from Nonstop](https://blog.nonstophealth.com/topic/updates-from-nonstop) [case study](https://blog.nonstophealth.com/topic/case-study) [chief financial officer](https://blog.nonstophealth.com/topic/chief-financial-officer) [doctors](https://blog.nonstophealth.com/topic/doctors) [economy](https://blog.nonstophealth.com/topic/economy) [health savings accounts](https://blog.nonstophealth.com/topic/health-savings-accounts) [inflation](https://blog.nonstophealth.com/topic/inflation) [open enrollment](https://blog.nonstophealth.com/topic/open-enrollment) [out-of-pocket](https://blog.nonstophealth.com/topic/out-of-pocket) [ppac](https://blog.nonstophealth.com/topic/ppac) [prescriptions](https://blog.nonstophealth.com/topic/prescriptions) ![](https://blog.nonstophealth.com/hubfs/Blog_pictures/man_contemplating_imac.jpg) Sep 14, 2015 #### [The First Time Around: The Nuts and Bolts of IRS Reporting Requirements (part 2)](https://blog.nonstophealth.com/the-first-time-around-the-nuts-and-bolts-of-irs-reporting-requirements-part-2) While we have been hearing and talking about the employer mandate for many months now, the impending tax season makes it all the more crucial to really understand the law (IRS sections [6055](http://www.irs.gov/Affordable-Care-Act/Questions-and-Answers-on-Information-Reporting-by-Health-Coverage-Providers-Section-6055) and [6056](http://www.irs.gov/Affordable-Care-Act/Employers/Questions-and-Answers-on-Reporting-of-Offers-of-Health-Insurance-Coverage-by-Employers-Section-6056)) and how to [stay in compliance](http://www.nonstopwellness.com/Blog/Blog-CC/ID/43/categoryId/4/Are-You-on-Track-with-Healthcare-Reform-Requirements). In [part one](https://blog.nonstopwellness.com/the-first-time-around-the-nuts-and-bolts-of-irs-reporting-requirements-part-1) of this two-part series, we looked at reporting information, forms, and who needs to comply with reporting requirements. In part two, we will look further into methods of reporting, deadlines, and penalty relief.  [Read More ](https://blog.nonstophealth.com/the-first-time-around-the-nuts-and-bolts-of-irs-reporting-requirements-part-2) ![](https://blog.nonstophealth.com/hubfs/Blog_pictures/1095c.jpg) Sep 9, 2015 #### [The First Time Around: The Nuts and Bolts of IRS Reporting Requirements (part 1)](https://blog.nonstophealth.com/the-first-time-around-the-nuts-and-bolts-of-irs-reporting-requirements-part-1) This year marks the first year [applicable large employers](http://www.irs.gov/pub/irs-pdf/p5208.pdf) (ALE; 50+ full time or full-time equivalent employees) are required to report employer-sponsored healthcare coverage to the IRS and provide statements to full-time employees under IRS Sections [6055](http://www.irs.gov/Affordable-Care-Act/Questions-and-Answers-on-Information-Reporting-by-Health-Coverage-Providers-Section-6055) and [6056](http://www.irs.gov/Affordable-Care-Act/Employers/Questions-and-Answers-on-Reporting-of-Offers-of-Health-Insurance-Coverage-by-Employers-Section-6056).  To help circumvent [common misperceptions and errors](https://blog.nonstopwellness.com/common-misperceptions-and-realities-around-aca-reporting), this two-part blog series will look at: 1) what needs to be reported, what forms need to be used, and who needs to comply with [reporting requirements](http://www.nonstopwellness.com/Blog/Blog-CC/ID/43/categoryId/4/Are-You-on-Track-with-Healthcare-Reform-Requirements); and 2) methods of reporting, deadlines, and penalty relief. [Read More ](https://blog.nonstophealth.com/the-first-time-around-the-nuts-and-bolts-of-irs-reporting-requirements-part-1) ![](https://blog.nonstophealth.com/hubfs/Blog_pictures/SSIR_NMI.jpg) Sep 2, 2015 #### [Will you be at this Year’s Nonprofit Management Institute?](https://blog.nonstophealth.com/will-you-be-at-this-year-s-nonprofit-management-institute) Stanford Social Innovation Review’s 10th Annual Nonprofit Management Institute is taking place September 9th-11th in Stanford, CA, with a welcome reception at the Sheraton Palo Alto on the 8th. The conference focuses on executive education for social sectors, and this year’s theme is “Building Resiliency: Yourself, Your Organization, Your Society.” [Read More ](https://blog.nonstophealth.com/will-you-be-at-this-year-s-nonprofit-management-institute) Sep 1, 2015 #### [Common Misperceptions and Realities Around ACA Reporting](https://blog.nonstophealth.com/common-misperceptions-and-realities-around-aca-reporting) The 2016 tax season may seem far away, but with numerous changes in the works for organizations that offer group health coverage, its actually the ideal time to start planning for ACA reporting.  Previous blog posts have shared information around [reporting requirements](http://www.nonstopwellness.com/Blog/Blog-CC/ID/43/categoryId/4/Are-You-on-Track-with-Healthcare-Reform-Requirements) and the [release of draft forms and penalty fees from the IRS](http://www.nonstopwellness.com/Blog/Blog-CC/ID/49/2016-Tax-Season-IRS-Releases-Draft-Reporting-Forms-and-Increased-Penalty-Amounts). [Read More ](https://blog.nonstophealth.com/common-misperceptions-and-realities-around-aca-reporting) Aug 24, 2015 #### [Exploring Partial Self-Insurance as A Viable Option for Nonprofits](https://blog.nonstophealth.com/exploring-partial-self-insurance-as-a-viable-option-for-nonprofits) Increasing healthcare costs, ACA compliance, balancing ever-precarious budgets, retaining valuable staff…midsize nonprofit organizations must consider many factors related to offering and managing group health coverage these days. More than ever, they need a better solution to the dilemma of providing mandated and high-quality employee healthcare while also watching the bottom line.  [Read More ](https://blog.nonstophealth.com/exploring-partial-self-insurance-as-a-viable-option-for-nonprofits) Aug 20, 2015 #### [The Benefits – and Challenges – of Partial Self-Insurance for Nonprofits](https://blog.nonstophealth.com/the-benefits-–-and-challenges-–-of-partial-self-insurance-for-nonprofits) While traditional fully-funded healthcare can be expensive and self-funded coverage comes with a significant financial risk, partially self-insuring melds the two into a more affordable health insurance option with less monetary risk. [Read More ](https://blog.nonstophealth.com/the-benefits-–-and-challenges-–-of-partial-self-insurance-for-nonprofits) ![](https://blog.nonstophealth.com/hubfs/Blog_pictures/silver_bowl_green_apples.jpg) Jul 28, 2015 #### [US Employees Feel the Rub of Cost-Shifting](https://blog.nonstophealth.com/us-employees-feel-the-rub-of-cost-shifting) Nowadays, employers are shifting more healthcare costs to employees to help balance financial responsibilities. However while cost-shifting has slowed healthcare spending, the rising costs of deductibles and copays has grown at a pace faster than the average income – resulting in a difficult situation for consumers who are expected to bear more and more of these out-of-pocket costs. Because of this, recent studies report that consumers are [delaying or out-right avoiding attending to their medical needs](http://www.workforce.com/articles/21497-rub-some-dirt-on-it-why-workers-are-forgoing-treatments). In fact, even when services are covered (i.e. preventative care) consumers may still eschew them altogether.  In the end, higher out-of-pocket costs may lead to “people [making] decisions about care that isn’t in their best interests.”   [Read More ](https://blog.nonstophealth.com/us-employees-feel-the-rub-of-cost-shifting) Jul 23, 2015 #### [What’s Next for the Cadillac Tax?](https://blog.nonstophealth.com/whats-next-for-the-cadillac-tax) With the Supreme Court’s June ruling signifying that the ACA is here to stay, many are now looking ahead to the 2018 Cadillac tax as more of a reality – and [its heating up discussions](http://www.politico.com/story/2015/04/obamacare-health-care-cadillac-tax-116659.html) among economists, large corporations, unions, and politicians. In fact, later this month a lobbying group called [The Alliance to Fight the Forty](http://www.fightthe40.com/) is launching to attempt to repeal the tax. And [legislation to repeal the tax](http://www.nytimes.com/2015/07/22/business/labor-and-employers-join-in-opposition-to-a-health-care-tax.html) was introduced by both Republicans and Democrats in the Spring. [Read More ](https://blog.nonstophealth.com/whats-next-for-the-cadillac-tax) Jul 16, 2015 #### [What the DOL Overtime Reform Proposal Means for Nonprofits](https://blog.nonstophealth.com/what-the-dol-overtime-reform-proposal-means-for-nonprofits) On July 6, 2015, the Department of Labor (DOL) [issued a proposal](https://www.whitehouse.gov/the-press-office/2015/06/30/fact-sheet-middle-class-economics-rewarding-hard-work-restoring-overtime) to more than double the minimum salary level that white-collar workers must be paid to be exempt from overtime, from $23,660 to $50,400 annually (or from $455/week to $970/week).  With a debate centering around if the proposed salary levels are set correctly (and how future increases will be considered), a public [forum for written comments](http://www.regulations.gov/#!docketDetail;D=WHD-2015-0001) is open until September 4th, 2015.  The proposed amounts are at the 40th percentile of weekly earnings for US employees, and apply only to non-exempt employees (e.g. any employee not considered “executive, administrative or professional”). If approved, the Obama administration says that these changes would impact nearly 5 million US workers within the first year. [Read More ](https://blog.nonstophealth.com/what-the-dol-overtime-reform-proposal-means-for-nonprofits) ![](https://blog.nonstophealth.com/hubfs/Macbook_with_coffee_mug.jpg) Jul 7, 2015 #### [2016 Tax Season: IRS Releases Draft Reporting Forms and Increased Penalty Amounts](https://blog.nonstophealth.com/2016-tax-season-irs-releases-draft-reporting-forms-and-increased-penalty-amounts) In 2016 employers who provide minimum essential coverage to employees will be required to begin mandatory reporting of employee health coverage. In addition applicable large employers (ALEs) will be required to report compliance with the employer shared responsibility provisions (e.g. “pay or play”). To help organizations prepare for new reporting mandates, the IRS is disseminating information around reporting guidelines and penalties. 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