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Jack Craver writes for Benefits Pro about the increase of self-insuring healthcare benefits among small and mid-size businesses.

In the wake of news around increases in household incomes (5.2%) and the slow growth of employer healthcare premiums, Leah Binder writes for Forbes about how more employers are looking for ways to support and streamline healthcare costs.

Amanda Eisenberg writes for Employee Benefits News about the increasing importance of a good benefits package to people seeking employment.

Drew Altman writes on increasing deductible costs, “which are transforming the nature of health insurance from more comprehensive coverage to skimpier insurance with higher out-of-pocket costs.” 

Bob Herman writes for Modern Healthcare about the consequences of shifting more out-of-pocket healthcare expenses to employees.

As the cost of providing employees with healthcare benefits rises (at an average of $500 per employee this year), many employers are choosing to push those costs onto employees in order to maintain budgets.

Be sure your organization is staying up-to-date on the most recent changes to the Affordable Care Act. HR360 has just announced changes to Pay or Play for 2016, out-of-pocket maximums for 2018, and Forms 1094-B and 1095-B instructions.

Amanda Eisenberg from Benefits News takes a look at how increases in employee healthcare (5-10% for many employees) is causing a shift to more self-funding.

Image: Rand

Anna Louie Sussman of The Wall Street Journal focuses on how middle class workers are struggling to pay for healthcare in a time when wages are stagnant, employers are cost-shifting, and deductibles are on the rise.

Michael Z. Stahl recently wrote for Forbes, “a 2014 survey by the National Small Business Association found that small employers spend an average of 13 hours or $1,274 a month just to keep up with Affordable Care Act compliance.”