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Explore expert insights, tips, tools, and articles created to help your organization navigate the healthcare landscape.

Price Research 101

No one likes getting bills, especially unexpected ones.  If you have ever had a health care procedure and received the bill in the mail with shock and dismay, this information is for you.

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In-Network vs Out-of-Network Providers

There are all types of health care providers and you probably have some that you prefer over others.  It’s important to know who is within your Provider Network (also called in-network).  

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Explanation of Benefits (EOB) Dissected

You know that document that comes from your health insurance company that you almost always think is a bill at first?  Yep, that one - The Explanation of Benefits or EOB.  You're not alone!  Many people confuse it with a bill which is why SOMEWHERE on the EOB it should say boldly THIS IS NOT A BILL.

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Make the Most of Your Routine Health Visits

Routine health visits, often called check-ups or well-visits, are a great time to discuss your health concerns with your healthcare provider. You can talk to them about anything, but here are some topics that are generally covered:

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Understanding Health Insurance:Terms and Plans

Health insurance is complicated.  While it’s something we all have a need for, almost none of us are formally taught what the options are, what to look for, or what circumstances might indicate a propensity for one plan over another. 

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Five Reasons Why Everyone Should Have a PCP

If you don’t already have a primary care provider (PCP), you should seriously consider finding one.  It’s a good idea for everyone to have a PCP.

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Partial Self-Insurance 101

What is Partial Self-Insurance?

Partial self-insurance (PSI) is a healthcare model where employers purchase less expensive high deductible healthcare plans (HDHPs) for employees.

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Direction Services' Employees Response to Improved Health Benefits

Direction Service is a non-profit organization located in Springfield, OR that specializes in multi-service care for individuals and families dealing with various disabilities. They are a company of roughly 54 employees that has managed to provide care for over 2,000 families in their area.

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Making the Right Healthcare Purchasing Decisions as a CFO

Nobody knows a company's financial situation better than the CFO, and most times, they aren't even involved in the process of choosing the right health care plans for their employees. In order to evaluate plans effectively and come up with a well-rounded solution, it's important that all parties (CEO, HR team, and CFO) be involved in the health care purchasing process.

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Knowing Your Options

For small-to-midsize nonprofits, choosing an insurance plan might seem daunting. With so many options available, it can be hard to distinguish between them all and to identify what is the best fit for your organization. The advice of a broker or consultant can be beneficial, but they shouldn't be the only one you consult when it comes to choosing a plan. 

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