Todd Renner writes for Mercer Signal about “a whole new ecosystem of health benefits” that support recruitment and retention of talented staff. High deductible health plans (HDHPs) and health savings accounts (HSAs) are noted as good options even for small businesses to consider.
In this article for MedCity News by Adam Schaefer, we look at the reality employers face when it comes to purchasing fully-funded group insurance (the standard group policy from an insurance carrier).
As open enrollment approaches, employees begin to turn to their employers, human resources advisors, and benefit advisors to understand the benefits being offered to them. Aldor Delp writes for Employee Benefit Advisor about the top questions employees ask brokers.
Rachel Emma Silverman of the Wall Street Journal examines the rise of high deductible health plans (HDHPs), and how in 2017 84% of large employers plan to offer an HDHP to employees (35% will only offer an HDHP as an option). The average deductible of an employee only plan is now approximately $1500.
Jack Craver writes for Benefits Pro about the increase of self-insuring healthcare benefits among small and mid-size businesses.
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Amanda Eisenberg writes for Employee Benefits News about the increasing importance of a good benefits package to people seeking employment.
Bob Herman writes for Modern Healthcare about the consequences of shifting more out-of-pocket healthcare expenses to employees.
As the cost of providing employees with healthcare benefits rises (at an average of $500 per employee this year), many employers are choosing to push those costs onto employees in order to maintain budgets.
Amanda Eisenberg from Benefits News takes a look at how increases in employee healthcare (5-10% for many employees) is causing a shift to more self-funding.
Image: Rand
Anna Louie Sussman of The Wall Street Journal focuses on how middle class workers are struggling to pay for healthcare in a time when wages are stagnant, employers are cost-shifting, and deductibles are on the rise.
